Practice Areas

Purchase scams are the most common type of Authorized Push Payment (APP) fraud, with over 131,000 cases reported in 2024 alone, resulting in losses of 87 million pounds.

Authorized Push Payment refers to bank transfers verified by the account holder, typically used to pay for online services. In APP fraud, account holders are often manipulated by scammers through online marketplaces or social media platforms into authorizing payments themselves.

Whether you are looking to buy a car, a new tech product like a MacBook or iPhone, furniture, or a vacation rental, be cautious of deals that seem too good to be true. Scammers frequently use fake websites or post fraudulent ads on legitimate platforms such as eBay, Facebook Marketplace, and Gumtree.

Common Types of Purchase Scams

Facebook Marketplace Scams

While Facebook Marketplace is a great place to find deals, it is also a breeding ground for scams. Compared to registered legitimate stores, these platforms offer less buyer protection. Always be wary of deals that seem too good to be true, especially when sellers request upfront deposits or payments.

Instagram and TikTok Scams

Scammers can easily create fake accounts on Instagram and TikTok, impersonating legitimate sellers or brands. Be cautious of accounts selling counterfeits or low-quality products disguised as high-value items.

eBay Scams

eBay is a popular online marketplace, but it is not entirely free of scams. Always use secure payment methods and check seller ratings, especially for high-value items. Be wary of sellers who ask to transact outside of eBay to avoid fees. When possible, inspect the item in person before making any large purchase.

PayPal Scams

PayPal is commonly used for online transactions, but scammers may exploit it by providing fake tracking information or pretending to ship items. Always avoid using PayPal's "Friends and Family" payment option, as it does not offer buyer protection, and PayPal will not help if something goes wrong.

Vehicle Purchase Scams

Buying a car is a significant investment. Scammers may falsely claim to own a vehicle or seriously misrepresent its condition. Always inspect the vehicle and verify its history before making payment.

Holiday Scams

Scammers may use social media posts and fake travel websites to lure victims with incredible deals on flights, rentals, and vacation packages. Always verify such offers before making payment.

Puppy Scams

In puppy scams, "sellers" offer non-existent or mistreated puppies at below-market prices. Victims may be tricked into paying deposits or upfront fees but never receive the puppy, or the puppy arrives in poor health.