Disclaimer

1. Nature of Our Service

2. Investment Risks

Risk Type	Description	Potential Impact	Mitigation
Market Risk	General market fluctuations	Significant portfolio losses	Diversification, risk assessment
Volatility Risk	Price swings in individual stocks	Rapid value changes	Position sizing, stop losses
Liquidity Risk	Inability to sell at desired price	Forced selling at losses	Trade liquid markets only
Technology Risk	AI model errors or failures	Incorrect analysis	Multiple information sources
Regulatory Risk	Changes in financial regulations	Impact on specific sectors	Stay informed on policy changes

3. Limitations of AI Analysis

• Historical Bias: AI models are trained on past data and may not account for unprecedented market conditions
• Black Swan Events: Unpredictable events (pandemics, wars, natural disasters) can invalidate predictions
• Model Drift: Market dynamics change over time, potentially reducing model accuracy
• Data Quality: Errors or delays in market data can affect analysis accuracy
• Overfitting Risk: Models may identify patterns that don't persist in future markets

4. Social Media Platform Disclaimers

4.1 WhatsApp Communications

• Messages are not encrypted end-to-end by our service
• Meta's terms and privacy policies apply to WhatsApp communications
• Message delivery depends on WhatsApp's service availability
• We are not responsible for WhatsApp service interruptions

4.2 LINE, KakaoTalk, and Band

• Each platform has its own data handling and privacy policies
• Service availability depends on the respective platform providers
• Message content may be subject to platform content policies
• We cannot guarantee message delivery or privacy on third-party platforms

5. Regulatory Compliance

6. Data and Information Disclaimers

• Market Data: Real-time data may be delayed by 15-20 minutes
• Accuracy: We do not warrant the accuracy, completeness, or timeliness of information
• Third-Party Sources: Some data comes from external providers beyond our control
• Corporate Actions: Stock splits, dividends, and mergers may affect analysis validity
• Currency Risk: International investments involve currency exchange rate risks

7. Performance Claims

8. User Responsibility

• Due Diligence: You must conduct your own research before making investment decisions
• Risk Assessment: Evaluate your risk tolerance and financial situation
• Professional Advice: Consult qualified financial advisors for personalized guidance
• Diversification: Do not invest based solely on our analysis
• Loss Acceptance: Only invest money you can afford to lose

9. Limitation of Liability

10. Forward-Looking Statements

Our analysis may contain forward-looking statements based on current expectations and assumptions. These statements involve risks and uncertainties that could cause actual results to differ materially from those expressed or implied.

11. Tax Implications

• We do not provide tax advice
• Investment gains and losses may have tax consequences
• Consult a tax professional regarding your specific situation
• Tax laws vary by jurisdiction and may change

12. Conflicts of Interest

13. International Users

• Local Laws: Ensure compliance with your local financial regulations
• Currency Conversion: Exchange rate fluctuations affect international investments
• Market Hours: Trading hours vary by global markets
• Regulatory Differences: Investment rules differ across jurisdictions

14. Technology Disclaimers

• System Availability: Our platform may experience downtime for maintenance
• Browser Compatibility: Some features may not work on all browsers
• Mobile Limitations: Full functionality may not be available on mobile devices
• Security: Internet-based systems carry inherent security risks

15. Changes to Disclaimer

We may update this disclaimer periodically to reflect changes in our services, applicable laws, or market conditions. Continued use of our service constitutes acceptance of any modifications.